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Activate Molina Healthcare NationsBenefits card

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You can activate your Molina Healthcare NationsBenefits card (often called the MyChoice or OTC card) online through the official portal or by calling the activation phone number. Activation only takes a few minutes if you have your card and member information ready.

Option 1: Activate Online (Recommended)

Step 1

Go to the official Molina NationsBenefits portal:
Molina.NationsBenefits.com

Step 2

Click “Activate Card” or “Register.”

Step 3

Enter the required information, including:

  • Your 16-digit card number
  • The expiration date and CVV security code
  • Your Molina Member ID
  • Your date of birth

Step 4

Create your account and finish the activation process.

After you register, you can log in anytime to:

  • Check your card balance
  • Review your benefit allowance
  • Order approved products online
  • Track your purchases

Option 2: Activate by Phone

If you prefer to activate your card by phone or the website is not working, call the dedicated support line.

Phone: 1-877-208-9243
TTY: 711

Support is available 24 hours a day, 7 days a week, all year round.

Follow the automated prompts or speak with a representative to complete activation.

Tips for Using Your Molina NationsBenefits Card

Select Credit at Checkout

When you use your card in stores such as Walmart, CVS, or Walgreens, choose Credit at the payment terminal. Do not select debit because most cards do not use a PIN.

Check What Your Plan Covers

Your card benefits depend on your Molina plan. Some plans allow you to buy:

  • Over-the-counter items: vitamins, pain relievers, first aid supplies
  • Healthy foods or groceries: if your plan includes the healthy food benefit
  • Utilities: some dual-eligible plans allow bill payments through the online portal

Use the Portal for Utility Payments

If your plan covers utilities, you usually must pay those bills through the online portal, not by swiping the card at a payment office.

Watch for Expiration Rules

Many Molina benefits follow a “use it or lose it” rule. Your monthly or quarterly allowance may expire if you do not use it before the deadline. Check your account portal regularly so you do not lose unused benefits.

Conclusion

You activate your Molina Healthcare NationsBenefits card online at Molina.NationsBenefits.com or by calling the activation phone number.

The online portal lets you register your card, check your balance, and manage your benefits. Once activated, use the card as credit at approved stores and monitor your allowance so you use your benefits before they expire.